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Our Story
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We are your Mobile App to
You Need. Get up to $500 when you start.

Buy the Essentials
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Access Essentials,
Without Worry.

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ANDROID APP ON
Google Play
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Download on the
App Store
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Users getting financially ahead with Usawa

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$500
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YOUR CREDIT
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Lines Up to $500

To buy the essentials that you need

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Only 25% of the Balance

Due every Friday. Pay more if you wish.

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Increase Availability

Immediately when you make a payment.

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How It Works
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1

Decide where you want to shop

Choose from a large selection of your favorite retailers.

2
Select a Gift Card

After choosing your Gift Card, select the amount of funds you want on the gift card.

3
Purchase Gift Card

Purchase Gift Card with Usawa or your personal debit card.

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Usawa is an affordable solution to securing the items you and your family need

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Empowered by Immediate Credit Availability after Payment

Friday

Apply & Receive Approval for $400 of Credit

Saturday

Buy  $50 Gift Card Buy  $150 Gift Card Buy $200 Gift Card

Sunday
Available Credit Credit Balance
$0
$400
Sunday*
Available Credit Credit Balance
$100
$300
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M
T
W
T
Friday

$100 Paid
25% of Credit Balance

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Improve your credit score with Usawa & funds are available immediately after payment

USAWA makes credit simple and fair.
* Illustrative purposes only. Actual availability and balance will be adjusted by amount of interest paid.

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Download on the
App Store
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ANDROID APP ON
Google Play
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Your credit is now $300

Payment Received!
+$100
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When you use Usawa, there are no late fees.

Shop at our select stores to buy the brands/products that you need.

Select Stores/Brands
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No Late Fees
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Fast Loan Decision

If approved, you will receive your decision quickly. Most approvals within 60 seconds.

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CATEGORY
Credit Amount
Minimum Payments
Time of Payments
APR
Repayment Method
DESCRIPTION
$200 to $500

25% of Balance as of Sunday at 5 PM

Every Friday
6% - 19%
None
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Usawa Product Details
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Buy Essentials Gift Cards from These
Top Stores & Restaurants

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Robust Rewards Program that helps you Earn & Win Significant Benefits!

Play Games to Win Prizes

Use Your Rewards for Essentials & Experiences!

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ANDROID APP ON
Google Play
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Download on the
App Store
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©2023 Usawa. All rights reserved.