We are your Mobile App to
You Need. Get up to $500 when you start.
Users getting financially ahead with Usawa
Lines Up to $500
To buy the essentials that you need
Only 25% of the Balance
Due every Friday. Pay more if you wish.
Immediately when you make a payment.
Decide where you want to shop
Choose from a large selection of your favorite retailers.
After choosing your Gift Card, select the amount of funds you want on the gift card.
Purchase Gift Card with Usawa or your personal debit card.
Usawa is an affordable solution to securing the items you and your family need
Empowered by Immediate Credit Availability after Payment
Apply & Receive Approval for $400 of Credit
Buy $50 Gift Card Buy $150 Gift Card Buy $200 Gift Card
$100 Paid
25% of Credit Balance
Improve your credit score with Usawa & funds are available immediately after payment
USAWA makes credit simple and fair.
* Illustrative purposes only. Actual availability and balance will be adjusted by amount of interest paid.
Your credit is now $300
When you use Usawa, there are no late fees.
Shop at our select stores to buy the brands/products that you need.
If approved, you will receive your decision quickly. Most approvals within 60 seconds.
25% of Balance as of Sunday at 5 PM
Debit card or confirmed bank account
Robust Rewards Program that helps you Earn & Win Significant Benefits!
Play Games to Win Prizes
Use Your Rewards for Essentials & Experiences!